Business Interruption Insurance

With our assistance, you can confidently navigate disruptions to your business and focus on rebuilding and restoring your operations.

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Business Interruption Insurance

Do not let the unforeseeable future pose threats to your business.

Failing to obtain Business Interruption Insurance puts your business in a precarious position, susceptible to severe income loss and financial hardships during unexpected disruptions.

Loss of Income

When your business experiences a covered event, such as a fire, natural disaster, or other unexpected incidents, it may need to suspend operations temporarily, leading to a substantial loss of income.

Operating Expenses

Even when business operations are temporarily halted, many fixed expenses, such as rent, loan payments, utilities, and insurance premiums, continue to accrue.

Relocation Costs

In some cases, your business may need to relocate or set up a temporary operation while the main premises are being repaired or restored. This can incur additional expenses such as lease or rental costs, equipment relocation, and other related expenditures. 

Count on us to provide you with holistic insurance coverage to protect your business.

Protecting Futures Today™

We compensate for lost income, cover ongoing operating expenses, and even assist with temporary relocations, ensuring that you can weather the storm and keep your business thriving.

  • Lost Income Coverage

    Business interruption insurance offers coverage for the income that would have been earned by the business during the interruption period, mitigating the financial impact of the lost revenue.

  • Operating Expenses Coverage

    This insurance provides coverage for the ongoing operating expenses that the business continues to incur during the interruption, ensuring that essential costs like rent, utilities, taxes, and insurance premiums are covered. 

  • Temporary Relocation Coverage

    In the event of a temporary relocation due to the interruption, business interruption insurance can cover the costs associated with setting up a temporary workspace or renting an alternative location, providing financial coverage for the necessary expenses.

Combine your Personal, Commercial & Financial Services products

Whether you’re looking for insurance or financial services, The Shepherd Group’s trusted brokers and financial service specialists are here to protect your future today, with a comprehensive and coordinated approach to insurance for your personal, business, and financial service needs.